My partner took off and left me holding the bag on my business,  durring the meltdown in Oct Dec.   I applied for a loan...  The folks at the SBA couldn't even open my spreadsheats that I labored over  for hours and hours..   I had to take a personal loan at 25 % to survive.  They have been making less and less loans to small business.  If you want a totally frustrating experience try it....  The problem is the banks are in fianacial crisis of their own making...  Don't wast your time SBA is broken

I formed a non profit organization,but I never start it. The mission is to provide business training for homeless individuals and families. It also provide a chidcare for their children. All what I need is a grant to start that business. I have received many trainings, and I was able to obtain lots of information. What is the short cut to obtain a grant?

I have learned about many business programs that designed to help women and minorities. I hate to say that all of them are dysfunctional. I have wasted my time trying to get any help from those programs.They all nothing but running around service, and they all limited to phone calls and bureaucracy. I suggest to have all these business programs under one umbrella. Through my experience, I learned that those business programs have negative impacts on those who are seeking to start their own business. These programs are:Mayor Action Business Team,Business Development Center,Philadelphia Commission Development Center,SCORE,Profile Re-Employment Program,Fox Business School,Temple University,Women Business, Minority Business.PANO,women WAY etc..

I have tried all of them,untill I got exhausted and lost interest.

Remember if this was easy, everyone would be a business owner, and why are we waiting around for the government to move our companies out of this mess, that many of us had little to do with, except for the fact that business is down about 30% across the board for all of us.  The theme for the year is find money-thank god for other women in the world that will help get my small business through another week-month.  I have been at what I do for so long, I dont know how to get up everyday and not do what I am good at, I am meant to be doing...dont hod your breath, dont wait on SBA or Banks.....get out there and find money, work, employees that will help you move forward, quit being afraid of the phone ringing with another bill being due....start answering it with the energy that got  you where you are.......and keep putting one foot in front of the other.....

 

Sounds great doesn't it...sometimes I have it and sometimes I have to dig very deep to pretend I have it.

It is obvious that SBA does not discriminate against any group and consequently doesn't provide funding specific to only one demographic; nevertheless, individual certified lenders are inclined to award loans to a lot of women who are going to start their own businesses.

Women need to get more involved in small business. It's just a hard thing to take the first step when starting out.

Regards,

There suppose not to have any sexual discrimination and women should have equal opportunity to start and do business. Providing loans and support should be encouraged.

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